Group Benefits for Small Business
Health, dental, and drug coverage for teams of 2–20 — sized for your payroll, not a corporation's.
Big-company benefits, small-business size
Most group plans are designed for large employers, which is why many small-business owners assume coverage is out of reach. It isn't. Plans for firms with 2 to 20 employees can cover you and your people without corporate-scale pricing — and they're one of the strongest tools you have for hiring and keeping a great team.
- Health & dental — routine care, prescriptions, and paramedical services for you and your employees
- Flexible designs — start with core coverage and add as the team grows
- Owner-friendly — coverage that works for incorporated owners and their staff alike
- Predictable cost — plan designs matched to what your business can carry
What a right-sized plan can include
Extended health care
Prescription drugs, vision, paramedicals, and hospital coverage.
Dental
Preventive through major restorative tiers for the whole team.
Health spending accounts
A flexible dollar amount employees allocate to their own priorities.
Optional life & disability
Base and optional protection layered onto the group plan.
How the plans are structured
Health & dental coverage is underwritten by Green Shield Canada Insurance, in three tiers:
Base Plan
Core health & dental essentials — the affordable starting point for a small team.
Standard
Step-up coverage with richer maximums across drug, health, and dental.
Premier Package
The enhanced bundle across all three upgrade categories — available to firms with three or more employees.
- Guaranteed issue — health & dental coverage without a medical questionnaire
- Issue ages 18–69 — coverage can continue to age 75
- Plans renew each October — designs and pricing are set at the annual renewal, so we quote live numbers for your team instead of posting rates that go stale
Request a group benefits quote
Tell us about your team and we'll come back with plan options and pricing. Prefer to talk it through first? Book a free 20-minute consultation.
Let’s size the right plan for your team
Walk through your team, your budget, and what a right-sized plan looks like.
Book a free 20-minute consultationGroup benefits are underwritten by Green Shield Canada Insurance and renew annually each October, so plan features and pricing can change at renewal and vary by province and firm profile. This page is general information, not advice; eligibility and coverage are subject to carrier underwriting. Quotes are provided after a review of your firm's details.
